About VIVS Legal, a Navi Mumbai law firm since 2010

VIVS Legal since 2010

The practice began in 2010. Over 15+ years it has settled around matters where law and money meet: buying, selling and inheriting property, loans that have gone wrong for the borrower or the lender, and family disputes in which a home or savings are at stake. In that time we have served 500+ clients, from first-time home buyers and families to companies and lenders.

A good part of the work is what the industry calls BFSI: banking, financial services and insurance. For lenders that means title reports and asset verification before and after a loan, and recovery under the SARFAESI Act, 2002 or before the Debt Recovery Tribunal. For borrowers it means answering a demand notice and, where the bank has taken possession, an application to the DRT under Section 17 of that Act. For insurers it is the defence of motor accident claims, and for companies, investigations, AML advice and fraud risk work.

Adv. Swanand Pandit's training fits that side of the practice. Besides his law degrees he holds JAIIB, the banking qualification of the Indian Institute of Banking and Finance, and a postgraduate diploma in business management. That helps when the paper on the desk is a sanction letter, a loan agreement or a possession notice rather than a sale deed.

Who are the advocates at VIVS Legal?

Adv. Swanand Pandit

BLS, LL.B, LL.M, PGDBM, JAIIB. Advocate, High Court of Bombay. His qualifications span law (a Bachelor of Legal Science, an LL.B and a master's degree in law), management (PGDBM) and banking (JAIIB). Read his profile.

Adv. Ashok Ingle

B.A. LL.B. Adv. Ashok Ingle works with Adv. Pandit on the firm's matters from the Sanpada office. Read his profile.

When you instruct us, we tell you which advocate is handling your matter and whom to call between dates. You will not be passed from desk to desk.

What VIVS Legal works on

Property

Title search before you buy, agreements for sale and sale deeds, society and redevelopment disputes, RERA complaints, tenancy and partition. Start with our property lawyer services.

Banking and debt recovery

SARFAESI and DRT matters for lenders and borrowers, NCLT proceedings and cheque bounce cases under Section 138 of the Negotiable Instruments Act, 1881. See debt resolution and litigation.

Divorce and family law

Divorce by consent or on contested grounds, with the maintenance, custody and protection orders that often come with it, explained on our divorce lawyer India page.

NRI matters

Property and family work in India for clients who live abroad, run through video calls and a registered Power of Attorney. See NRI legal services.

Consumer, insurance, wills and trusts

Consumer complaints and rejected insurance claims, motor accident claims, wills and probate, and trust deeds. Every area is listed on our legal services page.

How a matter runs with us

1. You get in touch. Call, WhatsApp or email with a few lines on the problem and copies of any notice, order or agreement involved.
2. We read before we meet. The papers are read first, so the consultation is spent on your options and not on collecting facts.
3. Consultation. At the Sanpada office or on a video call, we explain which court or authority decides the matter, what is missing, how long such matters usually take and what our work will cost.
4. Advice in writing. Where the answer matters, for instance a title opinion or the reply to a legal notice, you get it in writing.
5. Work starts on your instruction. Nothing is filed or sent until you say so. After each hearing or step, we tell you what happened and what comes next.

We will say so if we think a case is weak. And when a question turns on another country's law, we tell you that you need a lawyer licensed there.

The rules we practise under

As advocates, we are bound by the Advocates Act, 1961 and the Bar Council of India Rules on professional conduct. Three of those rules shape how we deal with you.

• Confidentiality. What you tell us for the purpose of advice is protected by Section 132 of the Bharatiya Sakshya Adhiniyam, 2023 (earlier Section 126 of the Indian Evidence Act). We cannot disclose it without your consent.
• Conflicts. Under Rule 33, an advocate who has advised or acted for one side in a matter cannot then act for the other side in it. So before we take instructions, we check that we have not advised your opponent.
• No soliciting or promises. Rule 36 of the Bar Council of India Rules stops advocates from soliciting or advertising for work, and no honest advocate promises a result. That is why this site describes what we do and how, and leaves the judging to you.

Where is VIVS Legal's office, and do you work outside Navi Mumbai?

We have one office: Office 219, Haware Intelligentia Park, Plot No. 33, Sector-24, Sanpada-Turbhe Road, Navi Mumbai 400783. It is open Monday to Saturday, 9 AM to 6 PM. Phone +91 8291849797 or +91 9167710454, or email info@vivs.in.

Clients in Mumbai, Thane and Navi Mumbai usually meet us there; call ahead so that an advocate is free. For clients in other cities and abroad, the work is done online: consultations by phone, WhatsApp or video call, documents by email, and drafting and filings that can be done remotely. NRIs can act through a registered Power of Attorney.

We have no branch or associate office anywhere else. If a matter needs a hearing outside Mumbai and Navi Mumbai, we tell you at the first consultation how appearances will be handled and what that costs. To book a time, use our contact page.