Maharashtra stamp duty and registration calculator
Choose the area, enter the agreement value and the ready reckoner value, and see an estimate of stamp duty and registration fee with the basis for each figure. This is an estimate for planning a budget. The sub-registrar's assessment on the day decides what you pay.
This is general information, not legal advice for your situation. What you type stays in your browser unless you choose to send it to an advocate.
Your estimate
Enter a value above to see the estimate.
How the estimate is worked out
Rates used
| Area | Duty | Surcharge | Metro cess | Total | Woman buyer |
|---|---|---|---|---|---|
| Mumbai (Brihanmumbai Municipal Corporation) | 5% | 0% | 1% | 6% | 5% |
| Thane or Pune, or another corporation where metro cess applies | 5% | 1% | 1% | 7% | 6% |
| Another municipal corporation, no metro cess | 5% | 1% | 0% | 6% | 5% |
| Municipal council, nagar panchayat, MMR rural area or influence area | 5% | 0% | 0% | 5% | 4% |
| Gram panchayat area or other rural area | 4% | 0% | 0% | 4% | 3% |
Ready reckoner value is the floor
Duty is charged on market value. Section 2(na) of the Maharashtra Stamp Act defines this as the open market price on the date of the document, or the stated price, whichever is higher. The department publishes its guide to market value as the Annual Statement of Rates, known as the ready reckoner, on the e-ASR site. If your agreement value is lower than that figure, expect duty to be worked out on the higher one.
Which corporations pay metro cess?
The cess is a 1 per cent surcharge in cities with notified transport projects. The list on the IGR website shows notifications for Mumbai, Pune and Thane. A press report from 2022 also names Navi Mumbai, Nagpur and Nashik. We have not seen a notification for those three, so we suggest budgeting with the metro cess row and asking the sub-registrar to confirm.
The concession for women
The 1 per cent reduction applies to the Article 25(b) duty on a residential unit bought by a woman or women. It does not reduce the surcharge, the metro cess or the registration fee. It is reported not to apply where a man is also a buyer.
Registration fee
Under the state table of fees, the fee is Rs 100 for a value up to Rs 10,000, plus Rs 10 for every further Rs 1,000 or part of it, up to Rs 30,000 in all. The limit is reached at a value of Rs 30 lakh. Buying a flat also calls for a look at the papers, and our property title search page explains that step.
Common questions
What is the stamp duty on a flat in Mumbai?
For a flat within Brihanmumbai Municipal Corporation limits, the estimate is 6 per cent of the value: 5 per cent duty under Article 25(b) of the Maharashtra Stamp Act and a 1 per cent metro surcharge. A woman buying a home with no male co-buyer usually pays 1 per cent less.
Why is stamp duty higher in Thane than in Mumbai?
Thane adds a 1 per cent surcharge that applies in municipal corporations other than Mumbai, as the Inspector General of Registration explained in a 2013 circular. With 5 per cent duty and a 1 per cent metro surcharge, the usual total is 7 per cent, against 6 per cent in Mumbai.
What is the registration fee for property in Maharashtra?
The state fee table sets Rs 100 up to Rs 10,000 in value, then Rs 10 for each further Rs 1,000 or part of it, with a limit of Rs 30,000. In practice that is about 1 per cent of the value, reaching the Rs 30,000 limit at Rs 30 lakh.
Is stamp duty charged on the ready reckoner or the agreement value?
It is charged on market value, which the Maharashtra Stamp Act defines as the open market price on the date of the document or the stated price, whichever is higher. The ready reckoner, published as the Annual Statement of Rates, is the department's guide to that value, so it usually works as a floor.
Who gets the 1 per cent stamp duty concession for women?
A government order of 31 March 2021 reduced the duty by 1 per cent for residential units bought by a woman or women. Reports of the order say a purchase with a male co-buyer does not qualify. A later order of 26 May 2023 removed the 15-year limit on resale to a male buyer.
Do other costs apply besides stamp duty and registration?
Yes. A document handling charge is collected per page, and you may also have society transfer charges, advocate fees and home loan costs. This calculator covers stamp duty and the registration fee only, so please leave room in your budget and ask for an itemised estimate before you commit.
- Maharashtra Stamp Act, Schedule I, article-wise, as updated 22 July 2026, IGR Maharashtra (Article 25 and the note on women buyers)
- Maharashtra Stamp Act, section-wise, as updated 13 July 2026, IGR Maharashtra (section 2(na), market value)
- Table of registration fees under the Registration Act, 1908, IGR Maharashtra
- Fee structure page, IGR Maharashtra (registration fee table and per-page document handling charge)
- IGR circular of 7 November 2013 on the 1 per cent surcharge outside Mumbai
- Mumbai Municipal Corporation (Second Amendment) Act, 2018, section 144F, surcharge for transport projects
- Maharashtra Municipal Corporations (Second Amendment) Act, 2015, section 149B, surcharge for transport projects
- Thane metro notification, 31 July 2019, IGR Maharashtra
- Pune metro notification, 10 May 2018, IGR Maharashtra
- e-ASR, Annual Statement of Rates, IGR Maharashtra
- 1% metro cess from April 1, 2022, Free Press Journal
- Amendment to stamp duty concession for women in Maharashtra, V Law Partners